When Your Cash Balance Benefit Is Payable
Your Cash Balance account is payable to you after your employment with the Company (or an affiliated company) ends. If you do not elect to start your benefit at that time, you may be eligible for a deferred vested benefit.
If the value of your Cash Balance account is greater than $5,000 and you choose to receive payment of your benefit in a form other than a lump sum, prior to reaching the Normal Retirement age (age 65), your benefit will be actuarially reduced to reflect early commencement. See "Distribution of Your Account
" for more information.